"The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy."

- Martin Luther King Jr.

"The foolish man seeks happiness in the distance, the wise grows it under his feet."

- James Oppenheim

Debt

Recovering from debt is no easy task - I know, I've been there. I started out at 19 years old, married, a new baby, rent, car payment, student loan, no savings and only one of us working for $3.00/hour seasonally. Those were tough times. Everyone has tough times. The question is: what are you going to do about it?

Here are some options I can help you with:

Debt re-structuring for lower interest rates
Debt re-payment plans using the snowball chart
Tax deductions and ways to make your interest tax-deductible
Start to finish plans answering how to get out of debt and get on the road to financial freedom

There are many things you can do but the absolute worst thing you can do is nothing. You can decrease the interest you pay or increase your income through a second job or selling 'stuff' you just having lying around anyway.

The one thing you must do is make a plan - and you must do it now! You will immediately feel the pressure lift once you figure out how you can deal with this problem. I have many associates in various fields willing to help in these situations. We are all here to help you.

Click here to download an Excel file with a debt reduction schedule.

"It is a fact that in the right formation, the lifting power of many wings can achieve far better results than any bird flying alone." - Unknown

Jackie Recoskie - 343-644-1010 - info@BalanceFinancial.ca